Loan Modification Program - Do-It-Yourself

Typical completion time: 6 - 12 Weeks

Loan Modification is a permanent change in the terms of your existing loan. Lenders may restructure your loan by a reduction in the interest rate, an extension of the length of the loan, a lowered principal balance, reduction in the amount of accrued back payments or late fees, as well as many other options to allow you the affordability to pay your mortgage.

If you are behind on your payments, struggling to make your payments, expect an adjustment that will cause you to fall behind, you are facing foreclosure, or fear foreclosure is just around the corner, then you are a candidate for loan modification.

The Loan Modification process usually takes 30-90 days, and consists of many long phone calls and negotiations. We provide a program easy enough for a baby to complete that you with everything that you need to successfully complete your loan modification. Our Do-It-Yourself Program will help you to prepare a comprehensive loan modification package for your Lender, including but not limited to:

• Complete Financial Assessment – Detailed to include all income, assets, and all payments you make, down to every cost, including Gas! This allows a realistic view of your financial abilities to be sure you can continue to make your home payments for years to come once your loan is restructured.
• Loan Restructuring Proposal – We provide to you a basis on how to create, calculate and request the restructuring of you loan.
• CMA - Comparative Market Analysis of your home
• Pulling of Credit Report-We provide several avenues, and the how-to’s of getting your Tri-merge Credit Report.
• **Bonus: Do-It-Yourself ebook on Credit Repair and Debt Reduction

Don't Want To Do It On Your Own?

         That's not a problem. Please give us a call @ 602-652-2575 to schedule a consultation!